Get Paid up to 2 Days Faster with Direct Deposit ACE Elite (2024)

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Get Paid up to 2 Days Faster¹ with Direct Deposit

Get Paid up to 2 Days Faster with Direct Deposit ACE Elite (2)

The ACE Elite Card

Imagine what you could do when you receive your money early. When you enroll in qualifying direct deposit with your ACE Elite Card, you'll have the opportunity to discover all the benefits of your prepaid debit card! The ACE Elite Card gives you access to the money you have earned up to 2 days faster.1An earlierpayday could make a big difference.

Tax refunds direct deposited are faster3 than a paper check.

Whatever you need to do with your money, the ACE Elite Card can help you.

Discover All the Benefits

Did You Know Your Card Offered Direct Deposit?

You can load money to your ACE Elite Card at an ACE Cash Express location,4 but that's not all. Find your Account Number and Routing Number and provide that information to your employer's HR department or to a government benefits provider. When you set up direct deposit of $500 or more, you'll get access to features including the $5 Reduced Monthly Plan!5

Enrolling in Direct Deposit Has Never Been Easier

No forms needed! Navigate to the “Move Money” tab and select “Direct Deposit Info” in the ACE Elite® Mobile App or Online Account Center, where you can connect to your employer’s payroll portal and set up, change, or switch your Direct Deposit6 to your ACE Elite Card. With just a few taps, you’ll be on your way to receiving your paycheck up to 2 days faster!1

Get Your Tax Refund Faster3 Than a Paper Check

Did you know that you can choose to have your tax refund direct deposited to your prepaid card? With the ACE Elite Card, you could receive your money faster3 than a paper check.

1. Faster funding claim is based on a comparison of the Pathward®, N.A. policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

2. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

3. Faster access claim is based on comparison of a disbursem*nt via direct deposit vs. disbursem*nt via a mailed paper check. For up-to-date information from the IRS, visit www.irs.gov/refunds.

4. The ACE Elite Card uses the Netspend Network, which is provided by Ouro Global, Inc. Ouro Global, Inc. is a licensed provider of money transfer services (NMLS ID: 932678). Ouro Global, Inc.’s licenses and related information may be found at www.netspend.com/licenses. Fees, limits, and other restrictions may be imposed by Ouro Global, Inc. and other third parties in connection with use of the Netspend Network.

5. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it.

6. Adding or changing your direct deposit through the ACE Elite® Mobile App or the ACE Elite Visa® Prepaid Debit Card Online Account Center is a functionality provided by Atomic Financial through Atomic’s direct deposit switching service and is subject to their End User Terms & Conditions and Privacy Policy. Pathward®, N.A., and Visa are not affiliated in any way with the program and neither endorses nor sponsors it.

The ACE Elite® Visa® Prepaid Debit Card is issued by Pathward®, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Ouro Global, Inc. is a registered agent of Pathward, National Association. Card may be used everywhere Visa debit cards are accepted. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

© 2024 Ouro Global, Inc.

Get Paid up to 2 Days Faster with Direct Deposit ACE Elite (2024)

FAQs

How do I get paid 2 days faster on NetSpend? ›

With direct deposit, we make your funds available when we receive the payment instruction rather than the typical banking practice of posting funds only at settlement. That means you can get paid up to 2 days faster.

How much can you deposit on ACE Elite? ›

High limits on reloads: You can add as much as $7,500 per day on the ACE Elite card, or $15,000 every 30 days. This is much higher than many other prepaid debit cards. Earn Payback Rewards: With the ACE Elite rewards program, you receive offers and cash back for many everyday purchases.

What bank does ACE Elite use? ›

That's why we built the ACE Elite Card – a prepaid debit card that gives you control over the money in your account. Banking services provided by Pathward, N.A., Member FDIC.

What prepaid cards work with direct deposit? ›

Visa Prepaid cards are easy to use

All you need to do is: Activate it online or by phone. Load it online or in-person. Set up direct deposit.

How do I get direct deposit for 2 days early? ›

A number of banks offer early direct deposit to your checking account. You should receive your paycheck up to two days earlier if you signed up for direct deposit from your employer, even if it is part-time work. Check with your bank for details, especially if you just signed up for direct deposit.

How do I get paid 2 days early with wisely card? ›

To turn on early direct deposit1 for Wisely, simply log in via your Wisely app3 or online. Go to Account Settings / Deposit Options. Toggle the button On for Early Direct Deposit.

Can I overdraft $200 on my Ace Flare Account? ›

Each time your Flare Account is overdrawn by more than $10, you'll be charged a fee. However, you can avoid that fee by repaying the overdraft amount within 24 hours of the first transaction that creates the overdraft. We call this a "Grace Period".

How much can you overdraft with ACE Elite? ›

What is the Ace Elite overdraft limit? Ace Elite does not specify an overdraft limit for their card. However, overdrafts are paid at their discretion. This means they don't guarantee the authorization and payment of overdrafts, even when you are enrolled in their overdraft protection service.

What is the spending limit on ACE Elite? ›

$5,000 per transaction

How much can you overdraft porte? ›

What is Overdraft Service? The optional Overdraft Service15 is Porte's overdraft service feature. Once you enroll and meet the eligibility requirements, you will be charged $20 for each one-time debit card transaction that overdraws your account by more than $10, up to a maximum of five fees per calendar month.

Where can I withdraw money from my Ace Elite card? ›

Cash Withdrawals from ACE

Visit a participating ACE Cash Express location near you and withdraw up to $100 per day with no fees1 when you have qualifying direct deposit.

How do I transfer money to my ace elite card? ›

Choose from several ways to add money to your ACE Elite Card! You can enroll in Direct Deposit, load checks to your Card with Mobile Check Load,5 set up a bank transfer,10 deposit your tax refund, or visit an ACE Cash Express store to add money/cash11 and more!

What prepaid cards pay 2 days early? ›

Avid Prepaid processes the deposits as soon as the employer sends notice that it intends on making a payment to the customer. This usually occurs up to 2 business days before the scheduled payment date.

Does Netspend pay 2 days early? ›

Get paid before you need it.

Set up direct deposit with Netspend and get paid up to 2 days faster.

Does PayPal pay 2 days early? ›

When we get instructions before the scheduled payment date, your money can be made available up to 2 days sooner. Availability and timing vary based on the Payer.

How to get paid early with Netspend? ›

Get early access to some of your paycheck before payday.
  1. Download the Netspend Earned Wage Access App[1]
  2. Create a login by providing your name, phone number and email address. ...
  3. When you are ready to access your wages, you'll be prompted to add your debit card or bank account information.
  4. Transfer funds you need early.

Does Netspend release funds early? ›

Get paid before you need it.

Set up direct deposit with Netspend and get paid up to 2 days faster.

How long does it take for Netspend to process a deposit? ›

Netspend gives you access to your money as soon as the funds are electronically deposited to your card account – that can be up to 2 days faster than you'd expect.

Does Netspend let you borrow money? ›

There are lenders that offer prepaid debit card loans on NetSpend cards. Depending on the lender, you can apply for the loan either online or in person. You will need to provide your social security number, date of birth, government issued ID, and details about your employment and income.

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